3.3 Acres of Desert Fun in Navajo County AZ Can be YOURS for Only $199 a month!

Payment Options

Discounted Cash Price

$11,999 $12,999
$249 as a non refundable document fee & $1,251 in equity for a total of $1,500 down. Pay the document fee now and we will send an invoice for the remainder of the down payment. Final payment is due within 3 weeks. Reserve Now

Owner Financing Price

$12,999 Plus Interest
$249 as a non refundable document fee & $1,251 in equity for a total of $1,500 down. Pay the document fee now and we will send an invoice for the remainder of the down payment. Monthly Payment of $199 Reserve Now

Payment Note(s)

Minimum of $249 as document/set up fee plus $1,251 in equity for a total of $1,500 down. Monthly payment is $199.

Keep in mind these are just the minimum payments. Put down more to save the cost of interest and shorten the term of your loan. Make sure to check out this blog post on how we charge interest on our sister company’s website. 

To Get Started, Click the Pay Now, or Reserve Now Option. Have questions? Email me at [email protected] or you can call or text me at 971-248-6715.


Ready to get off grid and have some time in the fresh air and enjoy some desert fun? You can OWN this 3.3 acre lot in Ranch of the Golden horse AZ that is away from traffic, pollution, crowds and forget about all the city stress. Bring your dirt bikes, ATVs and 4x4s and get dirty on the weekends!

This property would make a good site for an off-grid ranch or RV. The neighbors are primarily trailers and RVs, and water cisterns, solar panels, and windmills were also being used. The drive in from Concho is fairly quick, making this property out of the way but easily accessible. Nearby towns such as Snowflake and Taylor have many amenities. 

Check out the pictures of the property and if you want to see more pics or a video call or text me at 971-248-6715, or Email [email protected] !  

Navajo County offers many attractions such as the Petrified Forest National Park where you can enjoy backcountry hikes into areas never open before such as Red Basin and little known areas like the Martha’s Butte. Navajo County is also home to more than 400 species of animals including antelope, elk, deer, fish, bighorn sheep, mountain lions, black bears, and gray wolves. This lot is only about an hour from Petrified National Forest Park!!

This property is perfect for someone who wants to get off-grid and disconnect from the busy city life. There’s no better climate than Northern Arizona— a perfect temperature for snowbirds during the winter and a fantastic playground during the summer for locals due to being 20 or 30 degrees cooler than Phoenix over the summer.

Zoning: Vacant/Agricultural Land – Rural 20 -Rural Zoning District/R1-10. Single family dwellings, Church, barns, agricultural. No time limit to build. Could build a tiny home or mobile home there is only a 174 sq ft minimum. Camping and RVs are allowed for up to 30 days per year. RV can be stored on the property but not lived in without a permit.
A Temporary RV Permit may be issued by the Director (or the Board of Supervisors upon referral by the Director) at the same time that a Building Permit is issued for the construction of a principal dwelling on the parcel. The Temporary RV Permit shall run with the Building Permit. The Temporary RV Permit shall expire when the Building Permit expires or a Certificate of Occupancy is issued for the principal dwelling, whichever occurs first.

Google Map Link:

Notes from our photographer: Highway driving on Concho was uneventful. I turned left on Garibaldi, left on El Rancho Trail, and right on Saddle Horn Rd. Note that Google Maps refers to this road as “Saddle Morn Rd” but the actual sign says Saddle Horn Rd. The road in was dirt but was easy going, and a car could make this drive.

4 Corner GPS Coordinates:
NW GPS: 34.56414, -109.88895
NE GPS: 34.56420, -109.88686
SW GPS: 34.56347, -109.88892
SE GPS: 34.56353, -109.88683

Nearby Cities:
Snowflake (14.4 miles, 20 min)
Holbrook (42 miles, 46 min)
Show Low (34.0 miles 42min)
Winslow (74.5miles 1hr 19min)
Flagstaff (132, 2 hr 6 min)
Sedona (160 miles 2 hr 46min)

  • PRICING: Discount Cash Price: $11,999.00 plus a $249 document fee, or alternatively…Owner Financing Price:  $12,999.00, $249 down payment for the doc fee (non-refundable)plus $751 in equity for a total of $1,000 down. Monthly payment: $199/mo.  
  • NO prepayment penalties and NO hidden fees! We are flexible and can make this fit any budget if you can meet our minimum downpayment and monthly payment for this property. Eric and I are family men and enjoy making land ownership available to families like ours who want to make memories for years to come. we can owner finance with a land contract. If paying in cash, we can transfer with a warranty deed and guarantee a clean title
  • CONTACT KRISTY TODAY! Tele: (971) 248-6715‬ [email protected]

Property Information

Parcel Size






Nearest Cities


Parcel Number

403-04-204, 403-04-205, 403-04-206


Saddle Horn Rd

Legal Description

Ranch Of The Golden Horse #5-A Lot 204







Dirt Road


Solar or generator


Water deliver to a Cistern is best


Oil/ Gas


34°33’48.7″N 109°53’12.6″W


Vacant/Agricultural Land

Purchase Information/Fees


Property Taxes

$3/mo pro-rated is included within the monthly payment for owner financed properties



There’s no HOA for this property


Note Servicing Fee

Monthly bookkeeping cost for owner financed properties.

Nearby Attractions

Navajo County

Wikipedia says that Navajo County is located in the northern part of the U.S. state of Arizona. As of the 2010 census, its population was 107,449. The county seat is Holbrook. Navajo County comprises the Show Low, Arizona Micropolitan Statistical Are

Monument Valley is a region of the Colorado Plateau characterized by a cluster of vast sandstone buttes, the largest reaching 1,000 ft above the valley floor. It is located on the Arizona–Utah state line, near the Four Corners area. The valley lies within the territory of the Navajo Nation Reservation and is accessible from U.S. Highway 163. Monument Valley has been featured in many forms of media since the 1930s. 

The Painted Desert is a United States desert of badlands in the Four Corners area running from near the east end of Grand Canyon National Park and southeast into Petrified Forest National Park. It is most easily accessed in the north portion of Petrified Forest National Park. The Painted Desert is known for its brilliant and varied colors, that not only include the more common red rock, but also shades of lavender.

Sitgreaves National Forest was established by the U.S. Forest Service in Arizona on July 1, 1908 with 749,084 acres from portions of Black Mesa and Tonto National Forests. In 1974 entire forest was administratively combined with Apache National Forest to create Apache-Sitgreaves National Forests. The Sitgreaves National Forest is located in the southern parts of Navajo, Coconino, and Apache counties. It has an area of 818,749 acres, so you’ll never run out of areas to explore!