1.17 Acre Lot in Ranch of the Golden Horse – YOURS for Only $149 a Month. Enjoy Scattered Trees & Mountain Views in the Arizona Desert

Payment Options

Discounted Cash Price

$4,999 $5,499
$249 as a non refundable document fee & $251 in equity for a total of $500 down. Pay the document fee now and we will send an invoice for the remainder of the down payment. Final payment is due within 3 weeks. Reserve Now

Owner Financing Price

$5,499 Plus Interest
$249 as a non refundable document fee & $251 in equity for a total of $500 down. Pay the document fee now and we will send an invoice for the remainder of the down payment. Monthly Payment of $139 Reserve Now

Payment Note(s)

Minimum of $249 as document/set up fee plus $251 in equity, for a total of $500 as a down payment. Monthly payment is $139.

Keep in mind these are just the minimum payments. You can put down more or increase monthly payments to save the cost of interest and shorten the term of your loan. Make sure to check out this blog post on how we charge interest on our sister company’s website. 

To Get Started, Click the Pay Now, or Reserve Now Option. Have questions? Email me at [email protected] or you can call or text Kristy at 971-248-6715.


If you have been looking for a piece of property that has fantastic views, nice vegetation scattered throughout, and peace and quiet, then I have the place for you!! The property is overall flat and in a great area if your goal is to truly get away from it all. The land is flat for the most part and would be easy to build an off-grid home or RV getaway. It is a beautiful parcel with great views of nearby hills in a quiet neighborhood.

Take a look at the pictures of this 1.17 acre lot that has beautiful views as far as you can see and a nice hill in the distance with great greenery. Its the perfect place to escape the headache of city and live the quiet life you’ve been dreaming about!  There is plenty of space to build a home or set up camp….. How great is that!!??  

Want to see more pics and a video? Email, call or text me! [email protected] 971-248-6715

Access to this property is via a dirt road.  The vegetation in the area is beautiful and includes cactus, prickly pears, junipers and yucca.  The terrain is is nice and flat with plenty of space to build a home, or camp on weekends. There are very few neighbors so you will have all the peace and quiet you want!  It’s the perfect property to spend weekends relaxing, and spending time in the outdoors with family and friends.  It would also be a great spot to bring horses, dirt bikes, or ATVs and take a ride around!  Imagine the fun you will have out here!

The cute little town of Snowflake has so much to offer and is only a 25 minute drive from the property! There is also extremely easy access to Concho Highway, and Show Low is only 45 minutes away, and is a fairly large city that would have anything you’d ever need! You can enjoy time with the family doing everything from whitewater rafting, fishing, mountain biking, and hiking.  Get the kids off the phone and into the outdoors!

If you want a relaxing day how about visiting the historic homes in the area, the Stinson Pioneer Museum, grab a beer at the Black Horse Brewery, or get in a round at the Snowflake Community Golf Course.  You will love every minute here whether you decide to live here full time or use it as a weekend get away.  You literally cannot go wrong with this area!

Zoning: Vacant/Agricultural Land – Rural 20 -. Single family dwellings, Church, barns, agricultural. No time limit to build. Could build a tiny home or mobile home there is only a 174 sq ft minimum. Camping and RVs are allowed for up to 30 days per year. RV can be stored on the property but not lived in without a permit.
The height of building shall not exceed either thirty (30) feet or two (2) stories and a 
A Temporary RV Permit may be issued by the Director (or the Board of Supervisors upon referral by the Director) at the same time that a Building Permit is issued for the construction of a principal dwelling on the parcel. The Temporary RV Permit shall run with the Building Permit. The Temporary RV Permit shall expire when the Building Permit expires or a Certificate of Occupancy is issued for the principal dwelling, whichever occurs first.

Google Map Link:
Address: 4960 Saddlehorn Rd, Snowflake, AZ 85937

To visit the property, our photographer suggests NOT to use the google map link. Here are his directions:
 I turned off Concho onto El Dorado Rd and drove back a ways. Eventually Google Maps seemed to be working okay, but shortly thereafter was acting up. This area is not well mapped and there are inconsistencies with what maps tells me versus what was actually in front of me. I was told to turn left onto San Carlos Rd where there was a field and no road…but the ground was very rough. It turns out there was a second San Carlos Rd further up the road. I turned left on that and eventually turned right onto Del Contento Rd…as another right-hand turn before it (Aztec) had a dead end sign. Fortunately, Del Contento Rd led me the rest of the way to the property. The road was a combination of hard packed dirt, dirt, and random washes here and there. With care, a car could make the drive in… but only if they know the way and do not rely on Google Maps.

4 Corner GPS Coordinates:
NW GPS: 34.56614 , -109.88904
NE GPS: 34.56620 , -109.88693
SW GPS: 34.56592 , -109.88902
SE GPS: 34.56598 , -109.88692

Nearby Cities:
Snowflake ( 22 Mins / 14.7 Miles )
Show Low ( 44 Mins / 34.4 Miles )
Holbrook ( 48 Mins / 42.3 Miles )
Winslow ( 1 Hr , 18 Mins / 74.8 Miles )
Flagstaff 2 hr 13 minutes (133 miles)
Sedona (161miles, 2hr 52min)

Check out the pictures of the proeprty….. Imagine its YOURS!! Want to see more pictures and a video? Email, call or text Kristy : [email protected] 971-248-6715  

  • PRICING: Discount Cash Price: $4,999.00 plus a one time $249 document fee or alternatively…
    Owner Financing Price:  $5,499.00, $249 down payment for the doc fee (non-refundable) plus $251 in equity for a total of $500 down. Monthly payment: $139/mo.  
  • NO prepayment penalties and NO hidden fees! We are flexible and can make this fit any budget if you can meet our minimum downpayment and monthly payment for this property. Eric and I are family men and enjoy making land ownership available to families like ours who want to make memories for years to come. we can owner finance with a land contract. If paying in cash, we can transfer with a warranty deed and guarantee a clean title
  • CONTACT KRISTY TODAY! Tele: (971) 248-6715‬ [email protected]

Property Information

Parcel Size






Nearest Cities


Parcel Number



4960 Saddlehorn Rd, Snowflake, AZ 85937, USA

Legal Description

Ranch Of The Golden Horse Unit5-A Lot 195 Sd-5-Uhs









Dirt Road


Solar or Generator – Trash pickup is available in the area


Delivery to a Cistern is the best option


Oil/ Gas


34°33’58.3″N 109°53’13.0″W


RU20- rural – See above for description

Purchase Information/Fees


Property Taxes

$1/mo pro-rated is included within the monthly payment for owner financed properties



There’s no HOA for this property


Note Servicing Fee

Monthly bookkeeping cost for owner financed properties.

Nearby Attractions

Navajo County

Navajo County is located in the northern part of the U.S. state of Arizona. As of the 2010 census, its population was 107,449. The county seat is Holbrook. Navajo County comprises the Show Low, Arizona Micropolitan Statistical Are

Monument Valley is a region of the Colorado Plateau characterized by a cluster of vast sandstone buttes, the largest reaching 1,000 ft above the valley floor. It is located on the Arizona–Utah state line, near the Four Corners area. The valley lies within the territory of the Navajo Nation Reservation and is accessible from U.S. Highway 163. Monument Valley has been featured in many forms of media since the 1930s. 

The Painted Desert is a United States desert of badlands in the Four Corners area running from near the east end of Grand Canyon National Park and southeast into Petrified Forest National Park. It is most easily accessed in the north portion of Petrified Forest National Park. The Painted Desert is known for its brilliant and varied colors, that not only include the more common red rock, but also shades of lavender.

Sitgreaves National Forest was established by the U.S. Forest Service in Arizona on July 1, 1908 with 749,084 acres from portions of Black Mesa and Tonto National Forests. In 1974 entire forest was administratively combined with Apache National Forest to create Apache-Sitgreaves National Forests. The Sitgreaves National Forest is located in the southern parts of Navajo, Coconino, and Apache counties. It has an area of 818,749 acres, so you’ll never run out of areas to explore!